Cost of Living Month Budget

Regular Monthly Payments

House payments (principal, interest, taxes, insurance) or rent

$_________________
Car payments (including insurance)
$_________________
Appliance, TV payments
$_________________
Home improvement loan payments
$_________________
Personal loan, credit card payments
$_________________
Health plan payments
$_________________
Life insurance premiums
$_________________
Other insurance premiums
$_________________
Savings/investments
$_________________

Total

$_________________

 

Household operating expense

Telephone
$_________________
Gas and electricity
$_________________
Water
$_________________
Other household expenses, repairs, maintenance
$_________________

Total

$_________________

 

Personal Expense

Clothing, cleaning, laundry
$_________________
Prescription medication
$_________________
Physicians, dentists
$_________________
Education
$_________________
Dues
$_________________
Gifts and contributions
$_________________
Travel
$_________________
Newspapers, magazines, books
$_________________
Auto upkeep and gas
$_________________
Spending money and allowances
$_________________
Miscellaneous
$_________________

Total

$_________________

 

Food expense

Food - at home

$_________________

Food - away from home

$_________________

Total

$_________________

 

Emergency/Contingency Fund

 

$_________________

   

Total

$_________________

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